BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P1H
REFRESH-INTERVAL:P1H
CALSCALE:GREGORIAN
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU
DTSTART:20070101T000000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:Eastern Daylight Time
END:DAYLIGHT
BEGIN:STANDARD
RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU
DTSTART:20070101T000000
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:Eastern Standard Time
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261007T144500
DTEND;TZID=America/New_York:20261007T161500
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:USDA & Renovation Loans ("F")
DESCRIPTION:USDA & Renovation Loans: Expanding Opportunities for Homebuyers\nTopic "F" | 1.5 Hours\nElective Credit for License Renewal. \nRequired for CALS CertificationUnderstanding specialized financing options can open doors for buyers who may not fit traditional lending scenarios. This informative course provides REALTORS with a practical overview of two powerful mortgage products: USDA loans and renovation loans.Participants will explore USDA financing\, including eligibility requirements\, income limitations\, location qualifications\, underwriting guidelines\, appraisal requirements\, and how USDA loans compare to other financing options. The course also examines the transaction process from contract to closing and highlights opportunities to combine USDA financing with Maryland housing assistance programs.The renovation loan portion focuses on helping buyers transform properties into their ideal homes. Attendees will learn how renovation loans work\, the advantages they offer\, key differences from conventional purchase loans\, available program types\, and the steps involved from application through completion of renovations. Special emphasis is placed on preparing buyers for the renovation process and helping them identify opportunities to build equity through property improvements.By the end of this course\, real estate professionals will be better equipped to identify financing solutions that can help clients overcome affordability challenges\, expand property options\, and achieve their homeownership goals.Instructor: Rod FlowersCancellation Policy: Cancellation requests must be submitted to Coastal Association of REALTORS in writing via email to info@coastalrealtors.org at least twelve (12) hours prior to the scheduled class start time.Registrants who do not attend a complimentary class and fail to provide the required advance written notice will be considered a no-show and will be invoiced for the standard tuition fee associated with the class.CAR may cancel courses due to low registration up to two days prior to the date of the class. In the event that CAR must cancel a course\, all those who paid for registration will be issued a refund.
X-ALT-DESC;FMTTYPE=text/html:USDA &\; Renovation Loans: Expanding Opportunities for Homebuyers
Topic &ldquo\;F&rdquo\; | 1.5 Hours
Elective Credit for License Renewal.
Required for CALS Certification
Understanding specialized financing options can open doors for buyers who may not fit traditional lending scenarios. This informative course provides REALTORS®\; with a practical overview of two powerful mortgage products: USDA loans and renovation loans.
Participants will explore USDA financing\, including eligibility requirements\, income limitations\, location qualifications\, underwriting guidelines\, appraisal requirements\, and how USDA loans compare to other financing options. The course also examines the transaction process from contract to closing and highlights opportunities to combine USDA financing with Maryland housing assistance programs.
The renovation loan portion focuses on helping buyers transform properties into their ideal homes. Attendees will learn how renovation loans work\, the advantages they offer\, key differences from conventional purchase loans\, available program types\, and the steps involved from application through completion of renovations. Special emphasis is placed on preparing buyers for the renovation process and helping them identify opportunities to build equity through property improvements.
By the end of this course\, real estate professionals will be better equipped to identify financing solutions that can help clients overcome affordability challenges\, expand property options\, and achieve their homeownership goals.
Instructor: Rod Flowers
Cancellation Policy: \;Cancellation requests must be submitted to Coastal Association of REALTORS®\; in writing via email to info@coastalrealtors.org at least twelve (12) hours prior to the scheduled class start time.
Registrants who do not attend a complimentary class and fail to provide the required advance written notice will be considered a no-show and will be invoiced for the standard tuition fee associated with the class.
CAR may cancel courses due to low registration up to two days prior to the date of the class. In the event that CAR must cancel a course\, all those who paid for registration will be issued a refund.
LOCATION:314 Franklin Ave. Suite 106 Berlin MD 21811
UID:e.2017.1491834
SEQUENCE:3
DTSTAMP:20260626T221435Z
URL:https://members.coastalrealtors.org/event-calendar/Details/usda-renovation-loans-f-1768873?sourceTypeId=Hub
END:VEVENT
END:VCALENDAR