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USDA & Renovation Loans ("F")

October 7, 2026 2:45 PM - 4:15 PM (EDT)

Description

USDA & Renovation Loans: Expanding Opportunities for Homebuyers
Topic “F” | 1.5 Hours
Elective Credit for License Renewal.
Required for CALS Certification

Understanding specialized financing options can open doors for buyers who may not fit traditional lending scenarios. This informative course provides REALTORS® with a practical overview of two powerful mortgage products: USDA loans and renovation loans.

Participants will explore USDA financing, including eligibility requirements, income limitations, location qualifications, underwriting guidelines, appraisal requirements, and how USDA loans compare to other financing options. The course also examines the transaction process from contract to closing and highlights opportunities to combine USDA financing with Maryland housing assistance programs.

The renovation loan portion focuses on helping buyers transform properties into their ideal homes. Attendees will learn how renovation loans work, the advantages they offer, key differences from conventional purchase loans, available program types, and the steps involved from application through completion of renovations. Special emphasis is placed on preparing buyers for the renovation process and helping them identify opportunities to build equity through property improvements.

By the end of this course, real estate professionals will be better equipped to identify financing solutions that can help clients overcome affordability challenges, expand property options, and achieve their homeownership goals.

Instructor: Rod Flowers

Cancellation Policy: Cancellation requests must be submitted to Coastal Association of REALTORS® in writing via email to info@coastalrealtors.org at least twelve (12) hours prior to the scheduled class start time.

Registrants who do not attend a complimentary class and fail to provide the required advance written notice will be considered a no-show and will be invoiced for the standard tuition fee associated with the class.

CAR may cancel courses due to low registration up to two days prior to the date of the class. In the event that CAR must cancel a course, all those who paid for registration will be issued a refund.

Pricing

Continuing education courses are offered as a free member benefit to Coastal Association of REALTORS® members.

For non-members, registration is available at a rate of $35.00 per person.

Affiliate members interested in sponsoring continuing education events are encouraged to submit requests to veronica@coastalrealtors.org.

 

Contact Information

COASTAL ASSOCIATION OF REALTOR
Name: Veronica Bishop
Phone: 410-641-4409
Email: veronica@coastalrealtors.org
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