HOC 2 of 4 - Maryland Mortgage Program - HYBRID
Tuesday, February 4, 2025 (10:45 AM - 12:15 PM) (EST)
Description
Course #295-0705 Category F Professional Enhancement, 1.5 hours -- leads with a comprehensive discussion of the various Department of Housing and Community Development (DHCD) mortgage products and programs including qualifications, income guidelines, and special incentive areas.
What Is HOC?
The Housing Opportunity Certification (HOC) is designed to enhance REALTORS® training on workforce and affordable housing finance programs to better assist consumers in their efforts to become homeowners.
After completing the four required classes, you will:
- Expand your knowledge and expertise on local, state, federal and national programs available for low/no down payment, closing cost grants, extended term mortgages, and other special incentives;
- Understand how to clearly explain the applications of credit to clients;
- Have your name placed on a revolving referral list on the Maryland Homeownership website.
The HOC program is not affiliated or endorsed by the National Association of REALTORS®.
How to Earn the HOC?
Earning this popular certification requires completion of the following four core classes below. You can take them all at once or separately. There is no exam and Maryland REALTORS® does not charge for the classes or certification. Classes are provided by local boards and associations. There may be some materials or facility costs associated with certain classes or locations. Once you have completed all four classes, MD REALTORS® will provide the certification. After the HOC certification is obtained, you remain certified for approximately 2 years.
CANCELATION POLICY: Class cancelation requests must be received by CAR in writing (email info@coastalrealtors.org) at least 24 hours prior to the class date. No-shows or day-of cancelations will NOT be refunded. No-Shows for free classes will be invoiced $20 after the class date if the cancelation policy is not followed. CAR may cancel courses due to low registration up to two days prior to the date of the class. In the event that CAR must cancel a course, all those who paid for registration will issued a refund.
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314 Franklin Ave Suite 106
Berlin, MD 21811 United States
Education
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